Federal Trade Comission / FREE CREDIT REPORTS

Want a FREE CREDIT REPORT with no strings attached ? I found this link one the Federal Trade Commission's  website http://www.ftc.gov/freereports that reports there are no strings attached and is the only authorized FTC credit report vendor.. Many "FREE" site will give you a free report only after you purchase credit insurance on want a credit card so they can charge you for on going credit monitoring. 
If you are seriously looking to buy this is a "must do" before you start the process. Recently I worked with and couple trying to purchase their first home in Osprey, Florida. This home was a short sale and $40,000 under other homes in the neighborhood, An extremely good buy and would have made a perfect home. LONG STORY SHORT, the husbands credit dropped my 75 points over a credit reporting error that could have been fixed if discovered early in the process. They missed getting their dream home over FOUR points on his credit report. Also, most of the Sarasota home sellers and Realtors I know won't even consider writing an offer or  or accepting a one without a preapproval mortgage letter. Waiting till you find a great deal to check your credit is too late! http://www.ValueSarasotaHomes.com